Overview of United Healthcare Insurance for Addiction Treatment
United Healthcare is a leading insurance provider in the United States, providing insurance coverage for millions of Americans. Plans typically cover mental health and substance use treatment, thanks to the Affordable Care Act (ACA) of 2010. However, the extent of coverage depends on your specific plan, which is why verifying your insurance is important before committing to treatment.
Common services covered by United Healthcare addiction treatment coverage include detoxification programs, inpatient rehab, outpatient programs, and aftercare. Yet, again, the exact specifics are determined by your specific policy.
Types of Rehab Services Covered by United Healthcare
Insurance can be confusing, not to mention overwhelming, when trying to determine affordable care for addiction treatment.
Rehab services covered by your United Healthcare plan may include:
- Detoxification: These programs are often deemed medically necessary since 24-7 medical supervision is essential to manage withdrawal symptoms. This means that it’s likely your plan partially or fully covers this portion of your treatment.
- Inpatient and Residential Rehab: Inpatient and residential rehab programs tend to cost more than outpatient options. Depending on your specific plan, United Healthcare may cover some of these costs.
- Outpatient Programs (PHP, IOP): Outpatient programs allow you to attend to obligations, such as your job or family, while also receiving proper addiction treatment. Again, your specific plan will determine how much of this cost is covered, indicating the importance of verifying your insurance before committing.
Eligibility and Pre-Authorization
Obtaining pre-authorization takes the stress off your shoulders; it verifies what your insurance plan will cover and what it won’t. This can help avoid unexpected costs later on.
However, verifying your eligibility can feel overwhelming. This is why the United Recovery Project helps verify your insurance with United Healthcare. We can help you navigate this confusing journey, ensuring you get the care you deserve and need while maximizing your benefits. To learn more, call us at 888-960-5121. You don’t have to do this alone.
