Detoxification
Detox programs are often deemed medically necessary, meaning most plans will cover most or all of this expense. This first step in rehab involves halting substance use and allowing your body to clear the addictive substance. At United Recovery Project, our team is with you 24/7 to ensure your safety and proper support.
Inpatient and Residential Rehab
Inpatient and residential rehab involves staying in our rehab center. This may be partially or fully covered by your Presbyterian Insurance plan. Your plan may also dictate what treatments are offered in your individual program.
Outpatient Programs (PHP, IOP)
Outpatient programs, such as PHP and IOP, allow you to complete your rehab treatment while remaining within the comfort of your own home. These typically cost less than inpatient rehab programs; as such, they may also be partially or fully covered by your Presbyterian Insurance. At United Recovery Project, we encourage you to check your individual plan for specifics regarding your rehab coverage.
Eligibility and Pre-Authorization
Pre-authorization is essential to avoid unwanted financial burdens down the road. This involves obtaining authorization from your Presbyterian Insurance before beginning rehab. This means the insurance company has approved certain treatments and deemed them necessary for your health and well-being.
For getting pre-authorization through Presbyterian Insurance, you can reach out to them directly or access your customer portal online. Alternatively, United Recovery Project can help. Call us at 888-960-5121 to get started today.
Using Presbyterian Insurance at United Recovery Project
United Recovery Project accepts most major insurance providers. This includes Presbyterian Insurance. Our caring and compassionate team can help you navigate your insurance benefits and understand your treatment and coverage options. Yet, it’s important to note that there may be some out-of-pocket expenses either way. Below, we explore this in more detail.
Out-of-Pocket Costs and Limitations
It’s essential to understand your financial obligations before starting rehab treatment. This can prevent unexpected financial surprises later on. And this is especially true considering there are many potential costs that Presbyterian Insurance will not cover.
For instance, most insurance plans include a deductible. This refers to the amount you must pay before your insurance pays any amount of coverage. There are also co-pays, which may be specific to individual services and involve a set fee you have to pay for certain services. There are also non-covered services to consider, as well as associated potential costs.
Steps to Verify Presbyterian Insurance Coverage for Rehab
Checking with your insurance provider before starting your treatment can save you a lot of stress in the future. To do this on your own, you can contact Presbyterian customer service or access your plan information through their online portal. Make sure you inquire about out-of-pocket expenses and non-covered services.
If this sound overwhelming, United Recovery Project is here to help. We can verify your insurance, guiding you toward getting the care you need to overcome addiction.
Presbyterian Insurance Coverage for Rehab
From detox and inpatient rehab to outpatient programs and aftercare, Presbyterian plans cover a wide range of services designed to help individuals achieve lasting sobriety. However, understanding your specific coverage – including copays, deductibles, and pre-authorization requirements – is important to avoid unexpected costs.
Whether it’s your first or last time in rehab, the United Recovery Project team is here to help. We understand that dealing with insurance can be stressful and overwhelming. From helping verify your insurance to guiding you toward that next step in your recovery with confidence, our caring and compassionate team is committed to helping you achieve your goals. Call us at 888-960-5121 to begin your journey today.
