Detox Services
Detox is the first step in addiction recovery. This part of the process involves medical supervision to manage withdrawal symptoms safely. And this means that most insurance consider this stage to be medically necessary. Thus, BCBS plans will often partially or fully cover detox programs.
Inpatient and Residential Rehab
Inpatient care involves intensive therapy and round-the-clock supervision in a structured environment. This allows you access to various therapies, counseling, and medical support necessary for your recovery.
BCBS often covers inpatient and residential rehab programs. But, again, the exact amount covered depends on your specific plan.
Outpatient Programs (PHP, IOP)
Partial Hospitalization Programs (PHP) allow individuals to undergo therapies similar to inpatient programs while returning home at night. Meanwhile, Intensive Outpatient Programs (IOPs) allow individuals to balance their daily responsibilities while attending therapy sessions or programs in the mornings or evenings.
Both options may be covered by your BCBS plan. Ultimately, verifying your specific insurance details is an important step in making the right choice for you and your life.
Eligibility and Pre-Authorization
Knowing what aspects of rehab you’re eligible for and obtaining pre-authorization with BCBS can alleviate a lot of stress. It can set you up so you know what out-of-pocket expenses to expect and allow you to make important decisions regarding your addiction treatment.
Pre-authorization, first, involves verifying your insurance plan and contacting BCBS. From here, BCBS will review and approve specific services before you receive them. Without this pre-authorization, you could be setting yourself up for unexpected costs down the road.
If you’re wondering how to verify your insurance information, the best next steps involve:
Using Blue Cross Blue Shield at United Recovery Project
The United Recovery Project works with major insurance providers, including Blue Cross Blue Shield (BCBS). By partnering with various insurance companies, we can ensure that our patients receive the most accessible and highest level of care possible.
We understand, however, that the financial side of things can feel overwhelming. This is why our team at the United Recovery Project is dedicated to helping you every step of the way. We can help verify your insurance and confirm your coverage specifics. If you need assistance with insurance verification, fill out our form or call us at 888-960-5121.
Out-of-Pocket Costs and Limitations
The breakdown of costs and limitations that your BCBS insurance plan may have include:
Understanding the above costs can help you plan in advance and determine what may be financially available to you based on your specific policy.
Conclusion
BCBS offers various coverage options for those looking into addiction treatment and rehab. But you don’t need to do this alone. The United Recovery Project can help verify your insurance and help you understand its specific complexities. Contact us at 888-960-5121 for more information.
