Finances can be a major hurdle for individuals who wish to begin rehab. Not knowing your options can lead to uncertainty, overwhelm, and avoidance. At United Recovery Project, our team is here to help you every step of the way. We accept most major insurance providers – including Beacon Insurance. Our team is committed to accessible addiction treatment, ensuring you get the care you need and deserve – and paving your way toward real change.

When you’re ready, we can help verify your insurance. Know that it’s never too late to reach out for help. For more about Beacon insurance addiction treatment, read below.

Beacon Insurance Coverage for Rehab Treatment - United Recovery Project
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Overview of Beacon Insurance for Addiction Treatment

The Affordable Care Act (ACA), passed in 2010, significantly improved insurance coverage for addiction treatment. Under the ACA, substance use disorder services are considered essential health benefits – meaning most insurance plans, including those under Beacon Insurance, are required to cover treatment for drug and alcohol addiction.

Depending on your individual policy, your Beacon Insurance plan may include coverage for detox programs, inpatient rehab, outpatient programs, and aftercare. This can substantially decrease the financial burden – and stress that comes with it – when it comes to getting the help and care you need to overcome addiction.

Types of Rehab Services Covered by Beacon Insurance

The exact specifics of your Beacon Insurance is dependent on your specific plan. At United Recovery Project, we can help verify your insurance – and walk you through the initial uncertainty and steps. Your insurance plan may include coverage for:

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Detoxification

Detox marks the initial steps toward recovery. This involves ridding the body completely of the addictive substance. At United Recovery Project, we ensure round-the-clock, 24/7 care throughout this step – helping you effectively manage withdrawal symptoms and offering emotional support.

Inpatient and Residential Rehab

Inpatient rehab involves a 30, 60, or 90-day stay at a rehab center. This follows the detoxification stage and, arguably, is where the real work begins. During this stay, you’ll complete a personalized rehab program that may include various holistic and traditional therapies, workshops, and more. The goal is to help you identify your triggers, address the root cause of your addiction, and guide you toward developing healthy coping strategies.

Outpatient Programs (PHP, IOP)

Outpatient care differs from inpatient care in that you complete your rehab program while continuing to live at home. This allows individuals to receive structured addiction treatment without the need for 24/7 residential care, making it a more flexible option for those with work, school, or family commitments.

Eligibility and Pre-Authorization

Pre-authorization ensures that your treatment is medically necessary and covered under your plan – preventing unexpected costs or claim denials. By getting this ahead of time, it ensures your treatment aligns properly with your coverage.

Our team at United Recovery Project can help you obtain pre-authorization. We can verify your insurance, helping guide you toward recovery. For more information, call us at 888-960-5121. We can determine what your specific Beacon rehab coverage involves.

Using Beacon Insurance at United Recovery Project

At United Recovery Project, we aim to make rehab accessible to all who need it. As such, we accept major insurance providers – including Beacon Insurance. We also can help you navigate the insurance process, ensuring you maximize your benefits. For more information on what you should know regarding Beacon Insurance, read the sections below.

Out-of-Pocket Costs and Limitations

While Beacon Insurance may cover a portion of your rehab treatment, it’s important to note that some out-of-pocket expenses may apply.

Common out-of-pocket expenses include:

  • Deductibles: This is the amount an individual pays before insurance benefits kick in. For instance, you may need to pay $500 before insurance will cover any amount.
  • Copays: These involve fixed fees for certain services, such as prescriptions or therapy services. Again, this depends on your specific plan details.
  • Non-Covered Services: Some therapies or treatments may not be covered by your plan. This is why it’s important to verify your insurance and obtain pre-authorization before beginning addiction treatment.

Understanding your financial obligations before starting treatment is key to reduce financial stress down the line. Below, we offer the steps you can follow to ensure you do this properly.

Steps to Verify Beacon Insurance Coverage for Rehab

There are a few options to verify your Beacon Insurance coverage for rehab treatment. These include:

  • Contact Beacon or log in to your online customer portal to confirm the details of your plan.
    • Make sure to ask about any out-of-pocket expenses.
    • Inquire about in-network facilities to ensure you use your benefits to the fullest.
    • Explore any payment options available.
  • Reach out to United Recovery Project’s admissions team for help at 888-960-5121.

Get the Help You Need & Deserve

Beacon Insurance offers various coverage options for rehab treatment. However, knowing your plan’s specifics is important to avoid unnecessary financial strain.

Whenever you’re ready, the United Recovery Project team is here to help. Call us at 888-960-5121 for more information or fill out our online form. You’re only one step away from a whole new life.

Popular In-network Insurances at United Recovery Project:

Aetna
Blue Cross Blue Shield
NYSHIP
Cigna
United Healthcare
Anthem Blue Cross
Beacon
Presbyterian