Detoxification
Insurance plans often deem detoxification programs as a medical necessity. This involves safely coming off of the addicted substance and managing withdrawal symptoms in a medically supervised setting. As such, most Aetna policies cover medical detox programs, offering help with the first phase of addiction recovery.
Inpatient and Residential Rehab
Inpatient rehab programs involve 24/7 care in a structured environment. It allows individuals to receive the intensive support and therapy they need to overcome addiction.
As such, Aetna policies typically cover partial or full costs of these programs. However, it will depend on your specific policy as to how much you pay out of pocket. For more intensive and longer programs, the costs may be higher; thus, you may be required to pay more.
Outpatient Programs (PHP, IOP)
Outpatient programs include Partial Hospitalization Programs (PHP) and Intensive Outpatient Programs (IOP). PHPs provide day treatment but allow individuals to return home in the evenings. Meanwhile, IOPs provide multiple intensive therapy sessions each week while allowing individuals to attend to their daily obligations or responsibilities.
Aetna plans may cover partial or full costs, depending on your individual policy. The best way way to determine your specific coverage is to contact Aetna directly. Alternatively, the United Recovery project team can help verify your insurance coverage.
Eligibility and Pre-Authorization
Checking your eligibility and obtaining pre-authorization when it comes to your addiction treatment through Aetna can potentially reduce your out-of-pocket expenses, as well as take away any additional stress.
Pre-authorization involves contacting Aetna and having them review and approve your specific services before they are provided. Without pre-authorization, you risk denial of coverage, resulting in higher costs.
Before obtaining pre-authorization, however, it’s essential to verify your coverage, such as what treatments are covered, associated costs, and what providers are available. With this in mind, here are some steps you can take to get started:
Using Aetna for Rehab at United Recovery Project
The United Recovery Project accepts Aetna insurance for various treatment protocols. By working with many different insurance companies, we’re able to provide accessible addiction treatment options to those who need it the most.
Verifying your insurance benefits beforehand can ensure a smooth admission process. However, if this sounds overwhelming, our team at the United Recovery Project is here to help. We can help verify your insurance, confirming your specific policy and coverage options.
For coverage assistance, fill out our form or call us at 888-960-5121.
Out-of-Pocket Costs and Coverage Limitations
When using any insurance plan, it helps to understand the costs involved, which may include:
Conclusion
At the United Recovery Project, we are proud to accept Aetna insurance coverage for drug and alcohol rehab. If you’re unsure of what your coverage includes, our expert team is here to help verify your insurance plan and ensure you get the most out of it. Together, we can break down the financial barriers involved in accessing effective recovery treatment. For more assistance, contact us at 888-960-5121.
